Investment or borrowing against IP
37D welcomes discussions about investment in technology and loans secured by intellectual property. These are different structures: investment can involve ownership participation, while a loan creates repayment obligations and agreed security.
Tell us the technology’s purpose, development stage, ownership and route to customers. The appropriate structure, if any, depends on diligence, valuation, enforceability and commercial terms.
Protection that matters commercially
A central part of our review is how well the IP protects the commercial opportunity and whether a competitor could work around it. We consider the protection claimed, its scope, ownership chain, relevant jurisdictions and practical alternatives.
No assessment can promise that IP cannot be circumvented. Patent scope, enforceability, competing rights and technical design-arounds need qualified legal and technical review, alongside the business case.
Prepare a useful introduction
Begin with a non-confidential explanation and the type of capital sought. Detailed claims, unpublished designs and commercially sensitive material can follow an agreed confidentiality process.
A review is not an approval, valuation guarantee or commitment to fund. Any security, repayment, ownership participation, fees and ongoing obligations must be set out in the final agreement.
Your next step
Request a conversation, pricing, partnership information or relevant case studies and testimonials where available. Your selection and fast-track code are filled automatically.
Discuss this opportunity → Review or request a confidentiality agreement →Who we work with
37D excludes cannabis businesses, businesses with 51% or more of sales from alcohol, gaming businesses and businesses involving nudity from its services and acquisitions. All alcohol products are excluded from sourcing and trade. Higher Ground beverage supply to casino customers is a limited exception to the gaming-business exclusion; it does not extend to gambling operations, financing or acquisitions.
Planning your IP-Backed Innovation Investment & Loans enquiry
Look at the cash cycle as well as the funding amount
A financing decision should connect the use of funds with the timing of repayment. Start with what the business is buying or funding, when that activity is expected to produce cash and what would happen if payment or delivery took longer than planned. Existing obligations, available working capital and the cost of the proposed facility belong in the same discussion.
The most useful comparison considers the complete agreement: charges, repayment frequency, security or guarantees where applicable, covenants, early settlement and the responsibilities of each party. A headline amount or monthly payment alone does not describe the full commercial commitment. Ask the team which documents and assessment steps apply to this particular pathway.
Shape the conversation around your priorities
The areas identified for this offering include the following. Tell us which matter most to you, what you already have in place and where the current approach falls short. This helps the team assess fit and agree a focused scope.
- Technology and customer problem
- IP ownership and registration status
- Capital sought and intended use
- Commercial traction and development milestones
Information that helps us assess the next step
Explain the amount, business purpose, timing and intended source of repayment. Include your operating location and a high-level view of current trading and existing funding. The team will confirm the appropriate application and document requirements before a fuller assessment.
Explore the connected services
A requirement can cross more than one part of the business. These related pages provide additional context; the team can help determine whether any belong in your scope.
Your next step
Request a conversation about this offering, ask about pricing or introduce a partnership proposal. You may also ask for relevant case studies, references or testimonials available for discussion. Use fast-track P10125 so that the team can identify this page and your starting point.