Business Credit Line Program
Business Credit Line Program is designed for business owners who may qualify for unsecured credit lines or business credit card-based funding.
Explore details & next steps ↗Explore funding pathways, services, products, communities and projects. Search by need, name or fast-track code. Legacy listings show past work; developing projects invite a conversation about what comes next.
176 listings
Business Credit Line Program is designed for business owners who may qualify for unsecured credit lines or business credit card-based funding.
Explore details & next steps ↗Revenue-Based Business Funding is designed for businesses with active monthly revenue that need fast access to working capital.
Explore details & next steps ↗Merchant Cash Advance is designed for businesses with active revenue that need fast access to working capital and may not qualify for traditional bank financing.
Explore details & next steps ↗Invoice Factoring and Accounts Receivable Funding is designed for businesses that issue invoices to customers and want faster access to cash instead of waiting 30, 45, 60, or 90 days for customers to pay.
Explore details & next steps ↗Transportation and Freight Factoring is designed for trucking companies, freight brokers, carriers, logistics companies, and transportation-related businesses that need faster payment on invoices.
Explore details & next steps ↗Purchase Order Funding is designed for businesses that have received a valid purchase order from a creditworthy customer but need capital to fulfill the order.
Explore details & next steps ↗Floor Plan Financing is designed for businesses that need financing to purchase inventory that will be held for resale.
Explore details & next steps ↗Business Purpose Home Equity Funding is designed for qualified business owners who want to access home equity for business purposes without necessarily refinancing their existing first mortgage.
Explore details & next steps ↗Fix & Flip Financing is designed for real estate investors acquiring or refinancing distressed residential investment properties that require renovation, repair, or improvement before resale.
Explore details & next steps ↗Fix2Rent / BRRRR Financing is designed for investors who acquire, renovate, rent, and refinance residential investment properties.
Explore details & next steps ↗Ground-Up Construction Financing is designed for real estate investors, builders, and developers seeking funding for new residential construction projects.
Explore details & next steps ↗Build2Rent Financing is designed for investors and developers building residential properties intended to become rental assets.
Explore details & next steps ↗Bridge Financing is designed for real estate investors who need short-term financing for investment properties that may not require a full rehab budget.
Explore details & next steps ↗DSCR Rental Loan Program is designed for real estate investors seeking long-term financing for income-producing rental properties.
Explore details & next steps ↗Rental Portfolio Financing is designed for investors who own or are acquiring multiple rental properties and want financing under a portfolio structure.
Explore details & next steps ↗Short-Term Vacation Rental Financing is designed for investors acquiring or refinancing properties intended for short-term rental use.
Explore details & next steps ↗Real Estate Investor Refinance Options are designed for investors who want to improve loan terms, access equity, replace short-term debt, lower payments, or reposition an investment property.
Explore details & next steps ↗37D Capital may also help businesses explore funding for equipment, operations, expansion, and general business development.
Explore details & next steps ↗Equipment Leasing and Business Asset Leasing is designed for businesses that need access to equipment, vehicles, machinery, technology, or other business assets without necessarily purchasing them outright with cash.
Explore details & next steps ↗Sale-Leaseback or Reverse Leasing is designed for businesses that already own equipment, machinery, vehicles, or other business assets and want to unlock capital from those assets while continuing to use them.
Explore details & next steps ↗SBA and Government-Backed Business Loans category is designed for established businesses and qualified buyers seeking longer-term financing, lower payment structures, or financing supported by government-backed lending programs where available.
Explore details & next steps ↗Business Acquisition Financing is designed for buyers, operators, investors, and entrepreneurs seeking capital to purchase an existing business, franchise, competitor, local service company, or cash-flowing operating company.
Explore details & next steps ↗Franchise Financing is designed for prospective and existing franchise owners who need capital to buy, open, build out, equip, or expand a franchise location.
Explore details & next steps ↗Commercial Real Estate Financing is designed for businesses and investors seeking funding for commercial, industrial, mixed-use, or income-producing real estate.
Explore details & next steps ↗Asset-Based Lending is designed for businesses that have valuable assets and need working capital or growth capital tied to the value of those assets.
Explore details & next steps ↗Inventory Financing is designed for businesses that need capital to purchase or carry inventory for sale, especially when demand exists but cash is tied up in operations.
Explore details & next steps ↗E-Commerce Funding is designed for online sellers and digital commerce businesses that need capital for inventory, advertising, fulfillment, platform growth, or working capital.
Explore details & next steps ↗Medical Practice Financing is designed for healthcare and wellness businesses needing capital for acquisition, equipment, buildout, expansion, or working capital.
Explore details & next steps ↗Professional Practice Financing is designed for professional service firms seeking capital for growth, acquisition, technology, hiring, or operational needs.
Explore details & next steps ↗Startup Funding Pathways category is designed for founders and early-stage companies that need help identifying realistic fundings before spending time applying in the wrong place.
Explore details & next steps ↗Grant and Incentive Support category is designed to help businesses explore non-dilutive funding, government programs, tax credits, incentive programs, and support resources where available.
Explore details & next steps ↗R&D and Innovation Financing is designed for companies developing technology, software, products, intellectual property, prototypes, medical devices, manufacturing processes, or other innovation-driven assets.
Explore details & next steps ↗IP-Backed or Patent-Backed Financing category is designed for companies with intellectual property, patents, licensing potential, or defensible technology assets that may support specialty financing or investor interest.
Explore details & next steps ↗Contract Financing is designed for businesses that have a signed contract or committed work but need capital to perform before invoices are issued or paid.
Explore details & next steps ↗Construction Contractor Financing is designed for contractors and trades that need capital for materials, payroll, mobilization, equipment, vehicles, or project cash flow.
Explore details & next steps ↗Vendor Financing Programs category is designed for B2B sellers that want to help their customers access financing to purchase products or services.
Explore details & next steps ↗Customer Financing or Point-of-Sale Business Financing is designed to help business customers finance purchases from approved vendors or service providers.
Explore details & next steps ↗Debt financing is a broad category for businesses that need borrowed capital to support operations, refinance existing obligations, consolidate expensive payments, improve cash flow, or create a more manageable repayment structure. This section includes both new debts and restructuring solutions for businesses that already carry loans, advances, credit cards, vendor balances, tax obligations, or other business debts.
Explore details & next steps ↗Tax Obligation Support Funding category is designed for businesses that need capital to address tax obligations, payment deadlines, arrears, or related cash-flow issues where funding is available.
Explore details & next steps ↗Private Credit and Investor Capital Introductions category is designed for select qualified opportunities that may not fit ordinary lending but could be considered by private capital, private credit, strategic partners, or investor relationships.
Explore details & next steps ↗Explore assigning an existing business lease or assuming eligible equipment obligations.
Explore details & next steps ↗Spread eligible asset-use costs across an agreed lease term.
Explore details & next steps ↗Match restaurant capital needs to trading cash flow and project requirements.
Explore details & next steps ↗Explore commercial card options for business purchasing and expense control.
Explore details & next steps ↗Build clearer credit policies, customer limits and cash-flow models.
Explore details & next steps ↗Explore partner-provided protection against defined trade credit and export risks.
Explore details & next steps ↗Discuss receivables protection for eligible business-to-business sales.
Explore details & next steps ↗Turn a business challenge into a practical plan for growth and efficiency.
Explore details & next steps ↗Assess program fit and prepare a stronger grant application.
Explore details & next steps ↗Identify material business risks and assign practical mitigation actions.
Explore details & next steps ↗Plan a funding strategy around a retail or hospitality operating model.
Explore details & next steps ↗Organize innovation activities for relevant Canadian or U.S. support pathways.
Explore details & next steps ↗Connect routine customer questions with consistent automated workflows.
Explore details & next steps ↗Reduce missed appointments through an agreed voice and messaging workflow.
Explore details & next steps ↗Discuss consent-based employment screening in Canada.
Explore details & next steps ↗Explore a consistent, consent-based rental screening workflow in Canada.
Explore details & next steps ↗Interested prospects introduced live to your sales team across 26 lead markets.
Explore details & next steps ↗Discuss contract and permanent hiring across the markets in your brief.
Explore details & next steps ↗Bring people, processes and tools together for a customer-contact program.
Explore details & next steps ↗Explore a managed operating model for customer-contact work.
Explore details & next steps ↗Explore wholesale SIP and international voice-termination requirements.
Explore details & next steps ↗Practical resources to help founders organize their next business step.
Explore details & next steps ↗Make a product, service or business idea easier to understand.
Explore details & next steps ↗A business and leadership community for clearer thinking about capital, risk and growth.
Explore details & next steps ↗Relaxed conversations for people working in or curious about technology.
Explore details & next steps ↗Practical education about business structure, markets, capital and growth.
Explore details & next steps ↗Discuss a talk or keynote tailored to your audience.
Explore details & next steps ↗Explore print and digital publishing opportunities.
Explore details & next steps ↗Explore open resources and calculators through the 37D Tools library.
Explore details & next steps ↗Discuss selective private-capital deployment and strategic investment opportunities.
Explore details & next steps ↗Protect the contact point customers already have while you plan a new communications setup.
Explore details & next steps ↗Connect compatible desk phones, softphones and adapters around the way your team works.
Explore details & next steps ↗Answer routine questions, capture the enquiry and bring in a person when needed.
Explore details & next steps ↗Build a contact presence in the markets that matter to your organization.
Explore details & next steps ↗Bring sales and service enquiries into a shared team across the US and Canada.
Explore details & next steps ↗Keep calls moving to an available destination when you are away from your usual phone.
Explore details & next steps ↗Bring configured voicemail notifications or audio into the inbox your team already checks.
Explore details & next steps ↗Guide callers through useful keypad choices before your team picks up.
Explore details & next steps ↗Route callers differently during working hours, holidays and out-of-hours periods.
Explore details & next steps ↗Ring available destinations together or in sequence, with a useful fallback.
Explore details & next steps ↗Organize waiting calls with agents, announcements and an overflow destination.
Explore details & next steps ↗Connect colleagues and customers in a shared telephone conference.
Explore details & next steps ↗Support review, training and follow-up with configured call recording.
Explore details & next steps ↗Exchange texts on eligible numbers for questions, coordination and follow-up.
Explore details & next steps ↗Share supported images and other multimedia on eligible local numbers.
Explore details & next steps ↗Explore reminders, notifications and application messaging as a scoped integration.
Explore details & next steps ↗Send, receive and organize fax documents online using an eligible number.
Explore details & next steps ↗Use configured email delivery to work with fax documents without a physical machine.
Explore details & next steps ↗Use a configured callback to reach your chosen destination through your service.
Explore details & next steps ↗Use authenticated PIN-based calling access for an approved external-phone workflow.
Explore details & next steps ↗Review assigned numbers, call activity, balance and enabled services in one customer portal.
Explore details & next steps ↗Arrange eligibility checks, address validation and confirmed emergency-service activation.
Explore details & next steps ↗Combine supported keypad tones, recorded audio and messaging actions in an ordered sequence.
Explore details & next steps ↗Use caller-ID matching rules to shape incoming routing for your workflow.
Explore details & next steps ↗Choose appropriate hold audio for supported queues, groups and conferences.
Explore details & next steps ↗Associate saved numbers with names to help your team recognize incoming calls.
Explore details & next steps ↗Prepare greetings and announcements for menus, queues and fallback routes.
Explore details & next steps ↗Route supported calls to a compatible receiving system with a configured SIP URI.
Explore details & next steps ↗Combine voice, messaging, fax and managed AI reception around your customers.
Explore details & next steps ↗Explore a supply relationship for suitable phones, adapters, networking equipment and servers.
Explore details & next steps ↗Discuss SIP connectivity for a compatible business telephone system.
Explore details & next steps ↗Explore Virtual PRI as part of a separately scoped communications setup.
Explore details & next steps ↗Discuss whether a Teams connectivity arrangement fits your organization.
Explore details & next steps ↗Scope a connection between communications and an existing application.
Explore details & next steps ↗Discuss transcription requirements as a specialist communications service.
Explore details & next steps ↗Turn your business manual, training material, templates or specialist publication into a new commercial opportunity with 37D.
Explore details & next steps ↗Considering a sale or succession plan for your accounting firm? Start a confidential conversation with 37D.
Explore details & next steps ↗Explore a sale or transition of your recruitment or staffing business with 37D.
Explore details & next steps ↗Have a property that could support a future call center? Introduce a purchase, lease or redevelopment opportunity.
Explore details & next steps ↗A proposed unsecured business-funding pathway, with terms under review.
Explore details & next steps ↗Explore interim business capital around a prospective SBA-funded transaction.
Explore details & next steps ↗A partner-led business insurance channel with product scope to be defined.
Explore details & next steps ↗An on-site business analysis concept focused on measurable improvement.
Explore details & next steps ↗A proposed hardened voice-communications offering; security specifications remain to be defined.
Explore details & next steps ↗A proposed quantitative modelling initiative for credit, insurance and fintech.
Explore details & next steps ↗Explore test-kit product areas for affordable development, sourcing and distribution enquiries.
Explore details & next steps ↗A proposed rapid-deployment bedding supply initiative.
Explore details & next steps ↗A retail product-line initiative with range and distribution details to follow.
Explore details & next steps ↗A multi-channel retail initiative connecting products with customers.
Explore details & next steps ↗A proposed Ontario exit-sign supply initiative.
Explore details & next steps ↗A proposed commercial consumables supply channel.
Explore details & next steps ↗A proposed cleaning-products supplier and distribution initiative.
Explore details & next steps ↗Creative music projects spanning health, comedy, sales and mosquito-tone concepts.
Explore details & next steps ↗A proposed AI tutoring initiative, including French-learning applications.
Explore details & next steps ↗A proposed educational video series covering finance, exporting and business growth topics.
Explore details & next steps ↗An iPhone application initiative with feature details to follow.
Explore details & next steps ↗A proposed system for social introductions using wallet passes.
Explore details & next steps ↗A beverage product for compatible Folgers dispensing machines, with samples on request and a 50% price-beat guarantee on comparable documented pricing.
Explore details & next steps ↗A proposed enterprise device-level tracking system.
Explore details & next steps ↗A proposed telephony diagnostic system.
Explore details & next steps ↗Register interest in the planned dedicated 37D Connect mobile app.
Explore details & next steps ↗Better evidence for your next business decision. Explore market, workforce, regional and industry research.
Explore details & next steps ↗A legacy project that forms part of the 37D operating history.
Explore details & next steps ↗Founder-created callback service, operated from 1998–2009 and later developed into Digital Call-Back Service.
Explore details & next steps ↗A legacy project that forms part of the 37D operating history.
Explore details & next steps ↗A legacy project that forms part of the 37D operating history.
Explore details & next steps ↗A new chapter for your recruitment business—and greater placement capacity for 37D.
Explore details & next steps ↗North American printing businesses, production capabilities and equipment wanted.
Explore details & next steps ↗Three distinct ways to bring an opportunity to 37D: music rights, IP-backed innovation and closeout inventory.
Explore details & next steps ↗Have music or soundtracks to sell? Introduce the rights you own to 37D.
Explore details & next steps ↗Turn a protected innovation into a capital conversation with 37D.
Explore details & next steps ↗Need to move closeout stock quickly? Put the opportunity in front of 37D.
Explore details & next steps ↗Explore a business sale structured around an agreed monthly payment for the seller’s lifetime.
Explore details & next steps ↗Discuss a structure that gives an owner one year to repay agreed funds or proceed with a sale to 37D.
Explore details & next steps ↗Owned farms and practical farm-management relationships for investors and working farmers.
Explore details & next steps ↗Support an environmental initiative and discuss a business challenge through a one-hour consulting session.
Explore details & next steps ↗Help develop a caring, accountable foster-home initiative in Ontario.
Explore details & next steps ↗Connect your retail operations with retailer EDI workflows through Julie EDI.
Explore details & next steps ↗An independently operating loan-approval system designed to make decisions without routine human processing.
Explore details & next steps ↗Friendly, structured reference conversations, recorded and transcribed on 37D’s servers in Canada.
Explore details & next steps ↗Bring complementary businesses together to build scale, improve operations and create new options.
Explore details & next steps ↗Canadian tax incentives for eligible scientific research and experimental development carried out in Canada.
Explore details & next steps ↗NRC IRAP helps eligible Canadian technology businesses strengthen innovation capability and commercialize new products or services.
Explore details & next steps ↗Export Development Canada offers financing, risk-management and export expertise to help Canadian businesses grow internationally.
Explore details & next steps ↗The Trade Commissioner Service helps eligible Canadian companies prepare for and pursue international business.
Explore details & next steps ↗Competitive cost-sharing support for eligible Canadian SMEs entering new international markets.
Explore details & next steps ↗Support linked to participation in selected Global Affairs Canada trade missions and delegations.
Explore details & next steps ↗Support to pursue international collaborative R&D agreements for a technology with commercialization potential.
Explore details & next steps ↗Cost-sharing support for international business development benefiting an industry through eligible Canadian national associations.
Explore details & next steps ↗Support for eligible Canadian community organizations attracting, retaining or expanding foreign direct investment.
Explore details & next steps ↗An international network enabling industry-led, market-oriented R&D collaboration across borders.
Explore details & next steps ↗Federal regional-development support for businesses and organizations in southern Ontario.
Explore details & next steps ↗In development: the exact program and jurisdiction need confirmation before we can describe a current funding opportunity.
Explore details & next steps ↗The CSBFP shares risk with participating lenders to improve access to financing for eligible Canadian small businesses.
Explore details & next steps ↗Explore vehicle exports with 37D: sourcing, trade consulting and financing discussions.
Explore details & next steps ↗Connect international demand with products, sourcing partners and practical trade support.
Explore details & next steps ↗Plan your next international trade opportunity with consulting, sourcing and financing support.
Explore details & next steps ↗A compact server operating system for communications and local AI.
Explore details & next steps ↗A lightweight runtime for local AI agents.
Explore details & next steps ↗Private, offline AI conversations on a supported iPhone.
Explore details & next steps ↗Combine live and AI answering with server-based or local deployment.
Explore details & next steps ↗A proposed route to Julie through your own OpenAI account.
Explore details & next steps ↗A local AI appliance for private office and automotive workflows.
Explore details & next steps ↗Keep customer records moving while your team focuses on conversations.
Explore details & next steps ↗High-throughput calling using 37D Connect infrastructure.
Explore details & next steps ↗Rules and machine learning to coordinate calling workflows.
Explore details & next steps ↗Reduce time spent reaching the person you need to speak with.
Explore details & next steps ↗On-device, near-real-time voice processing for clearer conversations.
Explore details & next steps ↗Business-focused language-model workflows in development.
Explore details & next steps ↗Grant-drafting assistance in development.
Explore details & next steps ↗A communications throughput research initiative.
Explore details & next steps ↗Research into call-line and latency optimization.
Explore details & next steps ↗An SMS loan-triage concept in development.
Explore details & next steps ↗Give a promising business a clearer route to its next stage of growth.
Explore details & next steps ↗Tell a clearer investment story—and understand the ownership trade-offs before raising capital.
Explore details & next steps ↗Understand what drives business value before a sale, succession or ownership decision.
Explore details & next steps ↗Find the right fit, test the assumptions and prepare for life after closing.
Explore details & next steps ↗Prepare your business and your priorities for a confidential sale conversation.
Explore details & next steps ↗Connect business strategy, transaction preparation and the operating plan after the deal.
Explore details & next steps ↗See what is owed, follow up consistently and give your team a clearer cash picture.
Explore details & next steps ↗Prepare a revolving-credit discussion around the way your business actually uses cash.
Explore details & next steps ↗Explore payment acceptance that fits your customers, transactions and cash-flow needs.
Explore details & next steps ↗Explore whether a valuable asset could support a financing conversation.
Explore details & next steps ↗Connect your digital presence to the commercial model behind it.
Explore details & next steps ↗Build the systems your business needs while keeping your team focused on its core work.
Explore details & next steps ↗Give recurring work a clearer process, accountable ownership and room to scale.
Explore details & next steps ↗Make it easier for the right customers to find you, buy and return.
Explore details & next steps ↗Connect purchasing, suppliers and fulfilment to the way your business competes.
Explore details & next steps ↗Choose and connect business systems around a clear operating requirement.
Explore details & next steps ↗See which customers, products and processes create value—and where resources are being consumed.
Explore details & next steps ↗Turn a digital visit into a clearer path to enquiry, purchase or service.
Explore details & next steps ↗Turn a strategy into responsibilities, working habits and measures people can use.
Explore details & next steps ↗Make the acquired capability work in the combined business.
Explore details & next steps ↗Build the workforce needed for the next stage—not just the next vacancy.
Explore details & next steps ↗Connect the offer, the channel and the team that turns interest into business.
Explore details & next steps ↗Hiring in Ontario? Ask 37D about $1,000 or more per eligible new hire, for up to 30 eligible hires, subject to assessment and approval.
Explore hiring support & next steps →Form F70001: a detailed business funding application and preparation guide.
Open application reference →Call-center partnerships, work contracts, acquisitions, technology, overflow and funding. Structured NDA and security-checklist onboarding.
Explore details & next steps →Explore selling an eligible existing life insurance policy through a private, jurisdiction-specific review.
Explore details & next steps →No-cost assistance with suspected credit-report errors. Funding with 37D is not required. Jurisdiction and acceptance review apply.
Explore details & next steps →Tell us the outcome you want. We will help identify a practical starting point.
Start a general conversation ↗Consulting, risk management, grant support, eStrategy and business improvement.
Explore 37D Advisory →Venture and growth investment, equity readiness and business finance.
Explore 37D Capital →Custom development, integration, digital platforms and Julie technologies.
Explore 37D Systems →Sales, marketing, customer channels, sourcing and routes to market.
Explore 37D Distribution →Recruitment, reference checks, workforce planning and retention.
Explore 37D Human Capital →Consulting delivery, outsourced operations, acquisitions and integration.
Explore 37D Operations →37D Capital and 37Dcapital.com are owned by 37 Dimensions LLC. About our company and brand ownership →